Mortgage information

Clear context for mortgage decisions

Dated explainers grounded in primary sources. Use them to frame questions and compare written loan terms with lenders.

Weekly rate context · Oct 29, 2026

Mortgage rates on October 29: what the 7.24% average does—and doesn’t—tell you

Freddie Mac’s 30-year average eased to 7.24%. Here is how to read the weekly number without mistaking it for a personal quote.

Comparing offers · Oct 29, 2026

A lower advertised rate is only one part of a loan. Compare the same loan scenario, costs, payment, and timing.

Rate-lock basics · Oct 29, 2026

Check whether a rate is locked, when the lock expires, and what happens if closing takes longer.

For general education only. Information reflects the sources linked in each article as of its stated date and may change.